Loans

Keeping Your Wits About You When it Comes to Private Student Loans Part 2

Asking the Right Questions
•    Are you qualified for a private student loan?  The web site or paperwork for the loan application process should include some details about any credit checks or minimum requirements of income, debt levels or other assets that you will need before you make application for the loan.  Keep in mind that

Keeping Your Wits About You When it Comes to Private Student Loans Part 1

Paying for college expenses is not an easy task.  Not everybody has a fat scholarship to help them get through.  One option that is tempting to a lot of people is using a private education loan.  The lenders make it easy to complete a simple internet application and they offer low interest rates, which makes

Navigating the Tricky World of Mortgage Refinancing Part 2

There is something worth noting that many of the online refinancing “cost benefit” analysis calculators that has to do with how the final monthly payment that you review includes principle and interest.  What you really need to know is the difference in interest you are paying compared to what you are paying now.  The number

Navigating the Tricky World of Mortgage Refinancing Part 1

The mortgage marketplace has been a messy place lately.  Because the economy is in such terrible shape, interest rates have plummeted.  That means that many people, maybe even you, could jump in right now and get an great rate on their mortgage which means more of your payment goes to buy back your home from