Credit Help
When Good Credit Goes Bad Part 1
Sometimes as you go about your daily business, you might wonder the state of your credit. If you can use a credit card and things seem to work, you assume your credit is good. But if your credit has “gone bad”, its possible you might not know that it passed into that classification. So its
Credit Improvement: Manage Your Debt Part 1
As an adult, you know it is your job to manage your debt. It is important to the security of your family and your continued financial survival that you do so. Along with managing your debt directly, how your debt is viewed by financial entities is important as well. Your credit report is the primary
Credit Improvement: Manage Your Debt Part 2
Key Credit Ideas: Revolving Utilization and Your Credit Score
The formula that the three major credit bureaus use to compute your credit score is called FICO. There are several major factors that can make a significant difference in the outcome of your credit score. Your credit history and the number of times you have made
Credit Improvement: Know Your Debt
Most of us know how much we are in debt, at least in a general way. But what really matters is how we see our debt. What matters is how that debt is viewed by credit card companies, banks, insurance agencies, apartment leasing agents and future employers who may take the time to review your
Credit Improvement – When Old Accounts Matter
The various elements that go into the credit scoring system have been worked out after extensive research and testing by statisticians and credit experts. The result is a very sophisticated modeling device that can evaluate your credit and other pertinent things about you and produce a numerical score that accurately gives any potential lender a
Credit Improvement – When Old Accounts Matter
The various elements that go into the credit scoring system have been worked out after extensive research and testing by statisticians and credit experts. The result is a very sophisticated modeling device that can evaluate your credit and other pertinent things about you and produce a numerical score that accurately gives any potential lender a