Credit 101
What Every Bright Eyed College Freshman Must Know About Money Part 3
But it will take perseverance, a good organization system and patience to get financial aid that can get you through college. Its worth it to put in the time well in advance of needing the money so that when you show up for school on the first day, the money is there for you. If
What Every Bright Eyed College Freshman Must Know About Money Part 2
Also create a system where you keep track of your spending. When you are using a debit card, it is easy to lose the receipts for each payment. If you don’t pay attention, you can come to the end of a day or the week and have no idea what happened to all your money.
What Every Bright Eyed College Freshman Must Know About Money Part 1
Heading out for that first year at college is an exciting experience. But before you set out to conquer the world of college academics, frat parties or freshman hazing, there are a few nuts and bolts about being on your own that you should learn. We are here to give you those basics so you
Credit Inquiries: Watching People Who Are Watching Your Credit Report Part 2
While many of the entries on your credit report are not going to hurt your credit, there are impacts to how you relate to a business that could be explained when you do the detective work to find out who is watching you in regards to your credit. For example, if you notice that the
Credit Inquiries: Watching People Who Are Watching Your Credit Report Part 1
In the movies, being watched is the stuff of thrillers and science fiction. Alfred Hitchcock had a lot of fun with that theme. But in real life, you really are being watched in the form of various institutions keeping an eye on some very personal details represented in your credit report. There are lots of
Taking Control Of That Credit Report Once And For All Part 2
When you put together your report, be as specific as possible. Go through the entire credit report so that you can report multiple problems with one letter if you find them. This is better than sending in multiple problem reports. Also be sure you make a copy of your credit report and mail it in
Taking Control Of That Credit Report Once And For All Part 1
There is plenty of talk on the television talk shows and commercials about the importance of getting access to your credit report. But what is not talked about nearly enough is what to do about it if you do spot problems on your credit report.
It is vital that your credit report is correct, error free
Top Credit Questions Answered Part 3: Your Credit Report
It’s hard not to be aware that there is such a thing as a credit score. The television advertisements for companies that will help you get a “free credit report” are nonstop. If you have a few questions about your credit score, that is to be expected. Let’s discuss some of the most common questions.
Your
Top Credit Questions Answered Part 2: Handling Debt
Even though your credit card stays in your wallet, how credit is used can have an effect on the entire family. As your kids grow up or as you get involved in the financial affairs of extended family, you may need to bring some of the wisdom you have developed about how to deal with
Top Credit Questions Answered Part 1: Dealing With Credit Card Debt
Of all the organizations that we do business with, credit card companies are in a class by themselves. They seem to live by rules that don’t apply to the rest of the world. So dealing with credit card companies can become a little baffling as well. Let’s discuss some of the most common areas of