Saving Money Through Penny Pinching: Getting Help
There is a little known resource that is in your home or maybe in your pocket that can help you save a lot of money. That resource is your telephone. All of the businesses that you pay bills to have customer service lines for people like you to call up and get help if you
Do You Know How To Read a Credit Report?
Many people like the fact that they can access their credit report, but once they get it in their hands, they find that it may be more difficult to understand than they first thought. It might be a hard thing to read, but once you understand what some of the things listed on your report
When Good Credit Goes Bad Part 1
Sometimes as you go about your daily business, you might wonder the state of your credit. If you can use a credit card and things seem to work, you assume your credit is good. But if your credit has “gone bad”, its possible you might not know that it passed into that classification. So its
Credit Improvement: Manage Your Debt Part 1
As an adult, you know it is your job to manage your debt. It is important to the security of your family and your continued financial survival that you do so. Along with managing your debt directly, how your debt is viewed by financial entities is important as well. Your credit report is the primary
Credit Improvement: Manage Your Debt Part 2
Key Credit Ideas: Revolving Utilization and Your Credit Score
The formula that the three major credit bureaus use to compute your credit score is called FICO. There are several major factors that can make a significant difference in the outcome of your credit score. Your credit history and the number of times you have made
Credit Improvement: Know Your Debt
Most of us know how much we are in debt, at least in a general way. But what really matters is how we see our debt. What matters is how that debt is viewed by credit card companies, banks, insurance agencies, apartment leasing agents and future employers who may take the time to review your
All You Need To Know About Gas Rebate Cards
With today’s increasing fuel prices, gas rebate cards have become a very good way to reduce fuel costs, especially if you are a have to drive to several places everyday. Driving to and back from your workplace, taking your children to school or kindergarten, and back home again, or shopping for groceries; every bit of
What Every Bright Eyed College Freshman Must Know About Money Part 3
But it will take perseverance, a good organization system and patience to get financial aid that can get you through college. Its worth it to put in the time well in advance of needing the money so that when you show up for school on the first day, the money is there for you. If
What Every Bright Eyed College Freshman Must Know About Money Part 2
Also create a system where you keep track of your spending. When you are using a debit card, it is easy to lose the receipts for each payment. If you don’t pay attention, you can come to the end of a day or the week and have no idea what happened to all your money.
What Every Bright Eyed College Freshman Must Know About Money Part 1
Heading out for that first year at college is an exciting experience. But before you set out to conquer the world of college academics, frat parties or freshman hazing, there are a few nuts and bolts about being on your own that you should learn. We are here to give you those basics so you