Top Credit Questions Answered Part 3: Your Credit Report

Top Credit Questions Answered Part 3: Your Credit Report

It’s hard not to be aware that there is such a thing as a credit score.  The television advertisements for companies that will help you get a “free credit report” are nonstop.  If you have a few questions about your credit score, that is to be expected.  Let’s discuss some of the most common questions.
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Saving Money Through Penny Pinching: Getting Help

There is a little known resource that is in your home or maybe in your pocket that can help you save a lot of money.  That resource is your telephone.  All of the businesses that you pay bills to have customer service lines for people like you to call up and get help if you

Do You Know How To Read a Credit Report?

Many people like the fact that they can access their credit report, but once they get it in their hands, they find that it may be more difficult to understand than they first thought. It might be a hard thing to read, but once you understand what some of the things listed on your report

When Good Credit Goes Bad Part 1

Sometimes as you go about your daily business, you might wonder the state of your credit.  If you can use a credit card and things seem to work, you assume your credit is good.  But if your credit has “gone bad”, its possible you might not know that it passed into that classification.  So its

Credit Improvement: Manage Your Debt Part 1

As an adult, you know it is your job to manage your debt.  It is important to the security of your family and your continued financial survival that you do so.  Along with managing your debt directly, how your debt is viewed by financial entities is important as well.  Your credit report is the primary

Credit Improvement: Manage Your Debt Part 2

Key Credit Ideas: Revolving Utilization and Your Credit Score

The formula that the three major credit bureaus use to compute your credit score is called FICO.  There are several major factors that can make a significant difference in the outcome of your credit score.  Your credit history and the number of times you have made

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Top Credit Questions Answered Part 3: Your Credit Report

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